ID Theft ... What to do if you believe you are a victim

Why we created this page to help YOU
ChecksNet receives numerous orders from thieves because our software and supplies make checks and bank drafts. Therefore, we carefully verify bank and ID inforrmation on new customers BEFORE we deliver. We do this to protect people and businesses from becoming victims of financial crimes and ID theft through the misuse of ChecksNet Software, ChecksForms or printers with CheckToner MICR (magnetic) toner cartridges.

Criminals have used our CheckToner MICR cartridges to print checks and then returned used cartridges (sometimes completely empty) to us in their attempt to get a refund. We also track all downloads of our software to prevent illegal use by unlicensed individuals or businesses.

Aside from creating this page to help you, we work with federal, state & local law enforcement agencies to catch criminals, which has been successful across the United States.

Notify your banks and credit card issuers immediately of fraud

Contact the fraud department of each of the three major credit bureaus. You should call first and then follow up in writing. As a victim of identity theft, you are entitled to a free credit report from each of the following agencies:
Call 1-800-525-6285
Write: Equifax Fraud Assistance,
P.O. Box 105069, Atlanta, GA 30348
Call 1-888-397-3742
Write: P.O. Box 949, Allen, TX 75013-0949
Call 1-800-680-7289
Write: Fraud Victim Assistance Department
P.O. Box 6790, Fullerton, CA 92834
" Request that a fraud alert be placed in your credit bureau file. You can remove an alert at any time.
" Ask for copies of your credit reports and review your credit reports carefully. Check the inquiry section of the report. When inquiries appear from companies that opened fraudulent accounts, request that the inquiries be removed from your report.

Stop using your computer
" Run a scan that identifies any malicious software. Make sure your operating system and program software are up-to-date and that any malicious code has been removed before using the computer again. Consider using a dedicated computer for banking and financial transactions.
Change passwords
" Change all of your passwords, including email passwords. Remember, no legitimate representative of a bank, business or law enforcement agency will ever ask you for your PIN or password via email communication.
Contact your local police
" File a report with your local police department or with the department where the identity theft took place. Having a copy of the police report can help provide evidence of fraud to creditors, including your bank.

Contact the Federal Trade Commission (FTC)
" Go to FTC Identity Theft or call the FTC's Identity Theft Hotline at 1-877-ID Theft (1-877-438-4338). The FTC will put your information into a secure consumer fraud database and may share with law enforcement agencies.

Check, review, and be alert
" Check your mail for statements for accounts which you did not apply and contact the creditor. Additionally, contact the post office if you are not receiving mail you usually receive.
" Review all of your accounts including credit cards, home equity lines of credit, bank accounts, investment accounts and telephone statements. If you suspect fraud, report it to the creditor, financial institution or broker immediately.
" Be alert to telephone and email scams. Be wary about providing your personal information over the phone or through email. Keep your private information private.

Start Rebuilding
" Open new accounts to replace any accounts you had to close.
" Change all your personal identification numbers (PINs) and passwords -- even on accounts that weren't affected. Don't forget email accounts, frequent-flyer accounts, and online merchants - anywhere you use a password.
" Continue to monitor your bank, credit card, and brokerage accounts frequently for any new activity that may be unauthorized.

If you have have pertinent information which indicates theft(s) totaling over $50,000
please contact local FBI and the Secret Service

ChecksNet respects the privacy of ALL honest individuals, businesses and financial institutions that have trusted us with their banking and credit card information FOR 57 YEARS. We do everything possible to protect personal and account information. NONE of our customer account numbers data is retained on any internet server or at outside security companies which have been repeatedly victimized. Unlike many internet merchants and for further protection of our clients, our transactions database is not linked to ANY site on the internet.

©2021 Glenn Welt All rights reserved.